What are the Most Respected Appraisal Credentials and Certifications ?

An Accredited Senior Member, ASA of the American Society of Appraisers and their advanced
designation in Gems and Jewelry, the highly respected Master Gemologist Appraiser, MGA.

Designated Member of the International Society of Appraisers.  Their higest level of accreditation is the
Certified Appraiser of Personal Property (CAAP).

A Graduate Gemologist (GG) of the Gemological Institute of America (GIA), or a graduate of the
Gemological Institute of Great Britian.  

A Gemological degree assures that the individual appraising your jewelry and gems can identify and
grade gem materials.
Why Should I Have My Jewelry Appraised?

1.  You need an appraisal if you want to obtain insurance coverage on items worth more than $500.

2.  You should have an appraisal if you plan to sell your jewelry or use it as collateral.

3.  You need an appraisal to settle an estate or for fair distribution of gifts.

4.  You need an appraisal to claim a casualty loss for your insurance company or the IRS.

5.  You should have an appraisal for division of property in a divorce.

6.  You need an appraisal for tax deduction of a charitable contribution.

7. You should have an appraisal for any dispute between you and a retailer.


How Often do I Need My Jewelry Appraised?

The Insurance Institute of America recommends that jewelry be re-appraised
every three to  five years.  If you have an outdated appraisal  - Updating your appraisal
can be done relatively quickly and inexpensively.
There are many certifications jewelry appraisers can obtain, some of which require years of
extensive education and training from reputable accredited schools, and others with few
requirements from lesser known schools that are not accredited.  

The appraiser you select, should first be a Graduate Gemologist, (GG) from the
Gemological Institute of America, (GIA). The Gemological Institute of America, GIA is the
most prestigious school in the world for the study of Gemology. However, what most people
are not aware of is that just having the "Graduate Gemologist" credential does not qualify
one to appraise jewelry.  The appraiser should also have additional credentials from a
reputable appraisal school and have studied appraisal science and passed the various
exams in appraisal science, ethics, as well as passing the The Uniform Standards of
Appraisal Practice, USPAP exam.  It is important that the appraiser be accredited or certified
by a reputable appraisal organization to assure the public that are truly qualified to
appraise jewelry.

The American Society of Appraisers is one of the largest and most respected appraisal
organizations in the world.  There purpose is to establish requirements for a professional
appraisal practice and to promote and maintain a high level of public trust.  An appraiser
who holds the ASA title from the American Society of Appraisers is the most advanced and
knowledgeable appraiser in his field. Appraisers who hold the ASA designation are required
to do continuing education to stay update with the latest in Gemology and must apply for
re-accreditation every five years.

The Title of
Master Gemologist Appraiser is only held by a handful of appraisers in the
United States.  This credential can only be obtained by qualifying for certain requirements
and passing annual exams promulgated by the American Society of Appraisers, ASA.

Beware of appraisers that only hold a Graduate Gemologist credential and or are
supposedly certified by lesser or unknown appraisal organizations.

Always ask what education, testing and training the appraiser has undergone to achieve his
or her titles.

Always ask the appraiser to verify all titles, certifications and credentials the appraiser says
he or she has and make sure their certifications as well as USPAP are current and up to
date before choosing there services.
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How do I Select The Right Qualified Jewelry Appraiser ?
Why is it Important to Pick a Qualified Appraiser?

There can be a conflict of interest when an appraiser who appraises jewelry also
engages in buying and selling.
 Many of these appraisers work at jewelry stores, which
because the store is involved in buying and selling jewelry, can be a conflict when wanting
an accurate - unbiased appraisal.  Appraisals given to the consumer from the same place
that the jewelry item was purchased are often biased, misrepresented in quality and
extremely overvalued.

Over Valued Appraisals Serve No One!

Inaccurate, biased, overvalued appraisals particularly when being used for insurance
scheduling serve no one.  
The general public is un-informed on how insurance
companies compensate for claims of loss, theft or damage of jewelry.
 Most if not all
insurance companies have the option to compensate for a claim at the lowest potential cost
to them.  Think about it, why would an insurance company compensate you for a jewelry item
appraised at $20k when you actually only paid $10k for it?  Insurance companies are not
stupid and are certainly not in the business of losing money.  So what this means is that they
can and will over ride over valued appraisal reports and simply compensate at a lower value
or replace the jewelry item at the lowest cost to them.  
Over valued appraisals do
nothing more than drive up your monthly premium to keep the item insured.
 This is
the number one reason to choose a qualified, unbiased appraiser who does not engage in
buying or selling.